Long Beach Island · Ocean County NJ

Harvey Cedars NJ — Northern LBI's Hidden Gem

Marinas, bay access and upscale shore living on the northern end of Long Beach Island

$1,700,000
Median Home Price
~$9,000/yr
Avg Property Tax
~300
Year-Round Residents
Northern
LBI Location
~68 mi
To Staten Island
Neighborhood Overview

About Harvey Cedars

Harvey Cedars is one of the smaller boroughs on Long Beach Island — sitting between Surf City to the south and Barnegat Light to the north — with about 300 year-round residents and a quietly upscale character that has flown under the radar of many shore buyers. Boating, marinas and bay access define the community more than any other LBI town.

The borough is centered on its marinas and bay access. The Harvey Cedars Yacht Club is one of the oldest continuously operating yacht clubs on LBI, and several private and commercial marinas line the bay side, making this one of the easiest boroughs on the island to keep a boat. From Harvey Cedars marinas, boaters can be on Barnegat Bay in minutes and through the inlet to the Atlantic in well under an hour.

Real estate in Harvey Cedars is upscale and supply-constrained. Bayfront homes with private dockage command significant premiums and rarely list for under $2.5M. Oceanfront listings are scarce but consistent at $3M+. Inland streets offer somewhat more attainable single-family homes, though Harvey Cedars rarely sees inventory below $1.3M for any property in modern condition.

Maris Stella Beach and the borough's other lifeguarded oceanfront sections are family favorites and notably less crowded than Beach Haven or Surf City — one of the genuine perks of being in a smaller LBI town. Wide beaches, soft sand and a peaceful pace draw a buyer profile skewed toward families and serious boaters.

A small but meaningful commercial strip along Long Beach Boulevard includes longtime favorites like the Black Whale Bar & Fish House, Plantation Restaurant and Neptune Market — keeping the borough self-sufficient enough for short stays without relying on neighboring towns. Most shopping and groceries are still done in Surf City or Ship Bottom to the south.

Quieter than Surf City but with more commercial activity than Barnegat Light, Harvey Cedars hits a sweet spot for buyers who want northern-LBI tranquility with a marina culture and easy bay access.

Harvey Cedars NJ beach scene
Harvey Cedars NJ coastal life
Harvey Cedars NJ home
Harvey Cedars NJ community
Real Estate Market

Harvey Cedars Home Prices & Trends

Harvey Cedars is a tightly held market. The borough is small, the building lots are larger than southern LBI, and the inventory rarely surges. Median prices hover around $1.7M with bay and ocean premiums pushing well above $3M for premium product.

Bayfront with Dockage

Private docks on Barnegat Bay, $2.5M–$5M+

Oceanfront

Limited inventory, $3M–$7M+

Inland Single-Family

Established residential streets, $1.3M–$2M

New Construction

Elevated reverse-living rebuilds, $1.8M–$3.5M

Who Lives Here

The Harvey Cedars Community

Year-Round

About 300 full-time residents — one of the smallest year-round populations on LBI. Heavy concentration of boaters, retirees and multi-generational shore families.

Seasonal

Population grows substantially in summer though Harvey Cedars deliberately stays smaller and quieter than southern LBI. Owner-occupied seasonal use is more common than weekly short-term rentals.

Buyer Profile

Buyers tend to be boaters, second-home families from North Jersey, NYC and Philadelphia, and retirees drawn to the upscale northern LBI character and marina access.

Things To Do

Living & Visiting Harvey Cedars

Harvey Cedars Yacht Club

One of the oldest continuously operating yacht clubs on LBI — a centerpiece of the borough's boating culture.

Black Whale Bar & Fish House

A Harvey Cedars institution for casual seafood and the long-running outdoor bar.

Plantation Restaurant

Upscale dining with a renowned wine list — a destination restaurant for the northern half of LBI.

Maris Stella Beach

Family-favorite lifeguarded oceanfront with wide beaches and less crowding than southern LBI.

Sunset Park

Bayfront town park with sweeping sunset views over Barnegat Bay.

Neptune Market

Longtime local market — produce, prepared foods and a Harvey Cedars staple for residents and renters.

Flood Zone & Insurance

Flood Zone Information

Harvey Cedars is on the barrier island with most properties in FEMA AE zones and base flood elevations of 8–10 feet. Bayfront homes typically carry the highest insurance premiums due to proximity to the bay, while properties on slightly higher ground inland enjoy lower premiums. New construction is elevated well above base flood elevation, and flood insurance is required for any property with a federally-backed mortgage.

Commute & Location

Getting To & From Harvey Cedars

5 minutes south on Long Beach Boulevard
To Surf City
10 minutes south
To Ship Bottom
10 minutes north
To Barnegat Light
15 minutes
To LBI Bridge (Route 72)
~68 miles, 85 minutes
To Staten Island
Frequently Asked Questions

Harvey Cedars NJ Real Estate FAQ

What is Harvey Cedars NJ known for?
Harvey Cedars is known for its marinas, bay access, the Harvey Cedars Yacht Club, the legendary Black Whale Bar & Fish House and an upscale residential character on the northern end of Long Beach Island.
What are home prices like in Harvey Cedars NJ?
The median home price in Harvey Cedars is approximately $1,700,000 in 2026. Bayfront homes with dockage range from $2.5M to over $5M, and oceanfront homes typically $3M–$7M.
Is Harvey Cedars good for boating?
Yes. Harvey Cedars is one of the best boating boroughs on LBI thanks to several marinas, the Harvey Cedars Yacht Club and easy access to Barnegat Bay. Many bayfront homes include private dockage.
What restaurants are in Harvey Cedars NJ?
Harvey Cedars has a small but well-regarded restaurant scene including the Black Whale Bar & Fish House, Plantation Restaurant, Neptune Market and several seasonal options along Long Beach Boulevard.
Is Harvey Cedars NJ quiet compared to other LBI towns?
Yes. Harvey Cedars is significantly quieter than Surf City, Ship Bottom and Beach Haven. With only about 300 year-round residents and a small commercial footprint, the borough deliberately maintains a peaceful pace.
What is the Harvey Cedars Yacht Club?
The Harvey Cedars Yacht Club is one of the oldest continuously operating yacht clubs on LBI, offering racing, social events and a centerpiece for the borough's long-running boating community.
Is Harvey Cedars NJ good for families?
Yes. Harvey Cedars is family-friendly with lifeguarded beaches including Maris Stella, soft sandy oceanfront, less crowding than southern LBI and a safe, quiet residential character.
Is Harvey Cedars NJ a good real estate investment?
Yes. Harvey Cedars is a strong long-term investment market thanks to limited inventory, the borough's preservation of residential character, marina culture, and steady year-over-year appreciation in both inland and waterfront product.
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Thinking About Buying or Selling in Harvey Cedars?

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